Keto White Chocolate Cream Cheese Frosting

Annie Lampella @ Ketofocus

By Annie Lampella, Pharm.D.

Published February 9, 2020 • Updated March 1, 2026

Reader Rating
4.7 Stars (15 Reviews)

This post may contain affiliate links. See my disclosure policy.

I put this keto white chocolate cream cheese frosting on everything from red velvet cake to cupcakes. The ChocZero chips are what make it taste like the real thing.

I’ve made a lot of frostings over the years, and adding melted white chocolate changed everything. The texture goes from standard frosting to something richer, almost mousse-like, with that vanilla-forward sweetness that regular frosting just doesn’t have.

The key to this recipe is the ChocZero chips. I’ve tested other sugar free options, and most of them seize up or get waxy when you melt them. ChocZero melts smooth and glossy every time, which matters because grainy, separated frosting is the number one failure mode here. One of my readers, Laura, made this for her daughter’s birthday cake and told me the frosting “makes it taste like the real thing, which is not something I say lightly.” I get messages like that a lot with this one.

The technique tip I should have put in the original recipe: let the melted chocolate cool for 3-4 minutes before adding it to the mixture. If it’s still hot, it breaks and you end up with a greasy, separated mess. I confirmed this the hard way. Stream it in slowly while the mixer runs on low, and you’ll get a perfectly smooth frosting every time.

I use this on my keto hostess cupcakes and it works just as well on a birthday mug cake when I want something fast. You can also thin it out with a tablespoon of heavy cream for a pourable glaze, or chill it for 30 minutes and scoop it like a chocolate mousse. It’s genuinely versatile.

For low carb baking, I keep a batch of this in the fridge most weeks. It holds for about a week in an airtight container, and I just give it a quick stir before spreading. It pipes well too, if you chill it first. I’ve used it on layered cakes, keto sugar cookies, and even as a dip for strawberry shortcake kebabs. If you’re building a dessert spread for a party, pair it with a keto chocolate trifle and a pie crust dessert and you’ve got a full table.

One more thing: sift your powdered erythritol before adding it. Unsifted erythritol leaves tiny grits in the finished frosting that you’ll feel on your teeth. I learned this from a reader comment and now I do it every single time.

Recipe
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Keto White Chocolate Cream Cheese Frosting

4.7 (15) Prep 5m Total 5m 12 servings

Ingredients

Step by Step Instructions

Step by Step Instructions

1
Get a medium bowl

In a medium sized bowl, beat together cream cheese, butter and vanilla until blended using an electric mixer.

cream cheese and butter beat together until creamy in a white bowl
2
Get a small microwave safe bowl

Add white chocolate to a small microwave safe bowl and microwave at 30 second intervals until melted, stirring in between.

melted white chocolate in a ramekin
3
Add chocolate

Add melted chocolate to the cream cheese mixture and beat until combined. Slowly add in powdered erythritol and continue to mix until frosting is creamy and smooth.

fluffy keto white chocolate cream cheese frosting swirled in a bowl
Nutrition Per Serving
122 Calories
11.3g Fat
1.1g Protein
1g Net Carbs
4g Total Carbs
12 Servings
Nutrition disclaimer

The nutrition information provided is an estimate and is for informational purposes only. I am a Doctor of Pharmacy (Pharm.D.); however, this content is not intended to be a substitute for professional medical advice, diagnosis, or treatment. Always consult your physician or other qualified health provider before making any lifestyle changes or beginning a new nutrition program.

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Keto White Chocolate Cream Cheese Frosting

Frequently Asked Questions

Why did my frosting separate or turn greasy?

The melted chocolate was too hot when you added it. I've done this myself. Let the chocolate cool for 3-4 minutes after melting, stir it until it's glossy, then stream it into the mixer slowly on low speed. That cooling step is the difference between silky frosting and a greasy mess.

Do I need to sift the powdered erythritol?

I always sift mine now. Unsifted powdered erythritol can have tiny clumps that don't break down during mixing, and you'll feel the grit on your teeth in the finished frosting. A quick pass through a fine mesh sieve takes 30 seconds and makes a real difference in texture.

Can I use this as a dessert mousse or dip instead of frosting?

I do this all the time. Chill the frosting in the fridge for about 30 minutes and it firms up into a mousse-like consistency that you can scoop into bowls. For a dip, I skip the chilling and serve it at room temperature with berries or cookies. It's the same recipe, just a different serving style.

Can I make this dairy-free or vegan?

I haven't tested a fully vegan version myself, but I've had readers swap in vegan cream cheese and plant-based butter with decent results. The texture is slightly softer, so I'd recommend chilling it longer before using. Make sure your chocolate chips are dairy-free too.

Can I use cocoa powder to make a chocolate version instead?

Yes. I swap the chips for 2 tablespoons of unsweetened cocoa powder and it makes a solid chocolate frosting. I add the cocoa with the erythritol so it incorporates evenly. The texture is a bit different (less silky, more matte) but it works well on cakes and cupcakes.

How do I thin this to a glaze consistency?

I add heavy cream one tablespoon at a time, mixing between each addition, until it's pourable. Usually takes 1-2 tablespoons for me. It makes a beautiful drizzle over bundt cakes or mug cakes. Just don't add too much at once or it thins out faster than you expect.

How should I store leftover frosting?

I keep mine in an airtight container in the fridge for up to a week. It firms up when cold, so I pull it out about 10 minutes before I need it and give it a quick stir. I haven't had luck freezing it (the texture goes a bit grainy after thawing), so I stick to fridge storage.

Can I pipe this frosting on layered cakes?

I've piped it on cupcakes and layer cakes and it holds shape well, but you need to chill it first. About 20-30 minutes in the fridge gives it enough body to pipe clean rosettes. At room temperature it's too soft for detailed piping, so I plan ahead when I know I'm decorating.

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Low Carb White Chocolate Cream Cheese Frosting Recipe

creamy white chocolate cream cheese frosting on a spatula next to baking chips and flowers It’s good to have an easy frosting recipe in your recipe box. This frosting is a twist on traditional cream cheese frosting. Creamy sugar free white chocolate is added for an extra rich, buttery, chocolaty flavor; all the while, keeping this a beautiful white frosting to decorate cakes, cupcakes and cookies with. This frosting is delicious on top of red velvet cake and red velvet waffles. It would also stand well with any sugar free chocolate dessert that needs a little dollop of white chocolate cream cheese frosting.

Keto White Chocolate

a bag of sugar free white chocolate chips opened with chips on the counter Before commercially available sugar-free white chocolate, you had to make your own from scratch using cocoa butter and alternative sweetener. Fortunately, ChocZero came out with white chocolate baking chips that are sugar free and sugar alcohol free. They are sweetened with monkfruit. They melt easily and taste like traditional white chocolate, probably because they contain more cocoa butter than your average chip.

How to Melt Chocolate

Two methods for melting chocolate chips are to use the microwave or a double boiler. My preferred method is to microwave it because it is easier, takes about 60 seconds, and doesn’t involve multiple pans. To melt chocolate in the microwave, place the chips in a microwave safe, glass bowl. Microwave on high for 30 seconds. Stir. Then microwave again for an additional 15-30 seconds. Remove and stir again until melted. The chocolate comes out perfectly melted and shiny. To melt chocolate using a double boiler. Fill a saucepan with water and place on the stove on low heat. Place another glass bowl containing the chocolate on top of the lip of the pan. It needs to sit on the edges but not touch the water. The steam from the water below will help to melt the chocolate. Stir to encourage melting.

Should the Cream Cheese and Butter be Softened to Room Temperature?

In this recipe, the butter needs to be softened to room temperature and the cream cheese can be cold or semi cold. You can cut the cream cheese into cubes to make it easier to mix together using the hand mixer or stand mixer. If the cream cheese is also softened to room temperature, the frosting will become too soft and difficult to pipe into the shape you are looking for.

Piping Bags for Keto Frosting

cream cheese frosting in a piping bag with a tip It’s not necessary to have a fancy piping bag to spread this delicious frosting all over a cupcake or cake. You can just spoon it on or use a spatula. If you want beautiful swirls or puffs, then place the frosting in a piping bag with a tip. The decorating tips come in different sizes.

Recipes that Use Keto White Chocolate Cream Cheese Frosting

red velvet waffles topped with keto cream cheese frosting My favorite recipes to top with white chocolate cream cheese frosting are red velvet desserts. Here are a few of delicious recipes you should try:
About the Author
Annie Lampella, Pharm.D.

Annie Lampella, Pharm.D.

Annie is a Doctor of Pharmacy, mom, and the recipe creator behind KetoFocus. With a B.S. in Genetics from UC Davis, she has over 14 years of experience developing family-friendly keto recipes based on the science of human metabolism.

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  1. M
    Mike Mar 13, 2026

    Added a tablespoon of heavy cream to thin it for drizzling. ChocZero still comes through strong and it set just right on the pound cake without running off the sides.

    1. Annie Lampella
      Annie Lampella Mar 15, 2026

      Yeah, one tablespoon usually gets it there for me too. Pound cake is such a good call for this - the crumb soaks up the drizzle a little so it doesn't run.

  2. D
    Drew Mar 8, 2026

    Went in skeptical about the ChocZero chips pulling their weight (white chocolate substitutes have burned me before), but the flavor is genuinely hard to tell from real white chocolate. Beat it longer than I thought necessary and it got this silky, almost whipped texture that spread like a dream. Four stars only because I'm still half-suspicious it's this good.

    1. Annie Lampella
      Annie Lampella Mar 9, 2026

      More mixing than expected is right. I go a full 2-3 minutes past when it looks done and it keeps getting lighter. ChocZero's the one white chocolate sub that doesn't taste like sweetened coconut oil.

  3. W
    Wendy Mar 3, 2026

    I've tried three or four keto white chocolate frostings and most of them taste like coconut oil and regret. This one actually tastes like frosting. The ChocZero chips melted in and changed everything, I was not expecting it to hit like that. Four stars because I could use a little less sweetness, but on a red velvet cake this is the best version I've found by a lot.

    1. Annie Lampella
      Annie Lampella Mar 4, 2026

      Cut the erythritol back to 1/3 cup next time. It still sets up and pipes fine, just less sweet. The ChocZero carries the flavor on its own.

  4. D
    David Mar 1, 2026

    Made these for my daughter's birthday cupcakes. She's ten and has strong opinions about frosting, so I was nervous. She licked the ChocZero off the beaters and asked why store frosting doesn't taste like this. I didn't have a good answer.

    1. Annie Lampella
      Annie Lampella Mar 6, 2026

      Ha, the beater test from a kid with opinions is the only review that matters. Store frosting is mostly shortening and powdered sugar, zero real chocolate. That's the whole difference.

  5. D
    Dina Feb 19, 2026

    If the melted ChocZero is still hot when you add it, the cream cheese breaks and you end up with a greasy, separated mess (ask me how I know). Let it cool 3-4 minutes, stir until glossy, then stream it into the mixer slowly. Night and day difference. Also: sift your erythritol first. Unsifted powdered erythritol leaves tiny grits in the finished frosting that you'll feel on your teeth.

    1. Annie Lampella
      Annie Lampella Feb 19, 2026

      Both of these are legit. The hot chocolate breaking the cream cheese is such an easy thing to miss, and I should've put that cooling step in the recipe notes. Erythritol grit is the worst.

  6. L
    Laura Feb 18, 2026

    Made this to frost a red velvet cake for my daughter's birthday and she asked me to save the recipe specifically because of the frosting. The ChocZero white chocolate makes it taste like the real thing, which is not something I say lightly.

    1. Annie Lampella
      Annie Lampella Feb 18, 2026

      Red velvet with this frosting is such a good combo. ChocZero white chocolate is one of the few sugar-free ones that actually melts properly instead of getting that weird waxy thing.

  7. R
    Rachel Newman Jan 30, 2023

    Hello,
    Could you use chocolate chips or cocoa if you wanted chocolate cream cheese frosting? Could you leave the white chocolate chips out and just make cream cheese frosting with this recipe?

    1. Annie Lampella
      Annie Lampella Jan 10, 2024

      Yes, to all of those!

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