Keto Hot Chocolate Recipe
Published November 24, 2019 • Updated February 1, 2026
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When it's cold outside and we want something warm, this is the keto hot chocolate I reach for, smooth, creamy, and made with simple low-carb ingredients that actually work.
There’s a very specific kind of cold that makes me want hot chocolate. Not the “I need a jacket” cold, but the bone-deep kind where your hands won’t warm up and the only thing that will warm them up is a cup of hot cocoa. This is the drink I make when that hits…not from a packet, not overly sweet, and definitely not watery.
My trick to creamy cocoa without loading up on heavy cream
Early on, I tried making hot cocoa with just heavy cream. Technically creamy, yes. Drinkable? Not really. It was too thick and coated your mouth in a way that made a second sip less appealing than the first.
Then I went the opposite direction and used only nut milk. That solved the heaviness problem but created a new one…it tasted flat and hollow, no matter how much chocolate I added.
What finally worked was combining the two.
Using a small amount of heavy cream gives the drink body and richness, while unsweetened nut milk keeps it light enough to actually enjoy as a beverage. That combination also helps the cocoa powder dissolve better, which avoids that gritty texture that can happen if you’re not careful.
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Ingredients
4 tablespoons unsweetened 100% cocoa powder -
1/3 cup boiling water
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1 cup heavy whipping cream
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1 cup unsweetened, macadamia nut milk or other nut milk
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3 tablespoons sugar-free sweetener
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pinch of salt
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1/3 cup sugar-free chocolate chips
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2 teaspoons vanilla extract
Step by Step Instructions
Step by Step Instructions
Whisk it
In a small bowl, whisk cocoa in 1/3 cup boiling water together. Set aside.
- 4 tablespoons unsweetened cocoa powder
- 1/3 cup boiling water
Add the milks
In a medium saucepan, mix together heavy cream, macadamia nut milk, monk fruit and salt. Simmer until combined and the sweetener has dissolved, about 2 minutes. Whisk in cocoa mixture and chocolate chips until smooth.
- 1 cup heavy whipping cream
- 1 cup milk of choice
- 3 tablespoons sugar-free sweetener
- pinch of salt
- 1/3 cup sugar-free chocolate chips
Nutrition disclaimer
The nutrition information provided is an estimate and is for informational purposes only. I am a Doctor of Pharmacy (Pharm.D.); however, this content is not intended to be a substitute for professional medical advice, diagnosis, or treatment. Always consult your physician or other qualified health provider before making any lifestyle changes or beginning a new nutrition program.
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Get My Macros (Free) →Frequently Asked Questions
How many carbs are in a hot chocolate?
Traditional hot chocolate has 27g of carbs. My keto hot chocolate recipe has only 2.8g net carbs.
How to make hot chocolate creamier?
In this recipe I use full heavy whipping cream, which by itself is about as creamy as it can get. It is so creamy, I thin it out with macadamia nut milk. To make it even creamier, use less or no macadamia nut milk.
Can I use a dark chocolate chip?
Yes, you can use dark, milk or even white chocolate chips... as long as they are sugar-free.
