Sugar Free Banana Pudding


A simple sugar-free banana pudding recipe that uses only 4 ingredients, requires minimal effort and captures the essence of banana without using actual bananas. Each bite will have you wondering how is this possible?

What is this voodoo?! A banana pudding recipe that doesn’t use bananas?? Well…the only way you can truly make a sugar-free banana pudding is to omit the banana.

A spoon holding a bite of whipped cream and banana pudding above a trifle dessert.

Bananas are not sugar-free. They are actually quite high in sugar. One medium banana has 14 grams of sugar and 27 grams of carbohydrates according to the USDA.

How do we make banana pudding without using bananas but still manage to capture their true flavor? It’s easier than you think. It’s a trick I used when I developed my low carb banana bread and keto banana cream pie recipe. Using only 4 primary ingredientsegg yolks, allulose sweetener, heavy whipping cream and banana flavor extract, you can create a thick, luscious banana flavored pudding. Layer with keto-friendly vanilla wafers, sugar-free whipped cream and you have a guilt-free treat that tastes of rich banana. 

Looking for sugar-free pudding recipes that don’t use eggs? Try making chia pudding, avocado pudding or for a pudding with more protein, add protein powder.

Ingredients to make banana pudding grouped together -eggs, cream, sweetener, wafers and flavoring.

How to make sugar free banana pudding

Through  my various tests of developing this recipe, I found the simplest way to get a thick, creamy pudding is as follows:

  1. Prepare the pudding mixture:
    • Whisk the sugar-free sweetener and egg yolks until smooth.
    • Temper the egg mixture by slowly pouring in half warmed cream. This will allow the eggs to come to a warmed temperature without curdling. Then pour in remaining heated cream. If it curdles, don’t worry. I go over what to do in the FAQ section below. 
    • Heat the pudding mixture over low heat until it thickens enough to coat the back of a spoon.
    • Add in banana flavoring.
  2. Chill:
    • Transfer the pudding into your desired serving dish or dishes.
    • Cover with plastic wrap and refrigerate for at least 2 hours or until set.
  3. Serve:
    • To make a Southern-style banana pudding, layer the pudding in serving glasses with sugar-free vanilla wafers and sugar-free whipped cream.
    • Garnish with additional wafers or a dollop of whipped cream on top.
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Keto Banana Pudding Ingredients

Sugar Free Whipped Cream Ingredients

Sugar Free Banana Pudding Directions

  • Sugar Free Banana Pudding
  • A close up of a layered banana pudding with different levels of yellow pudding, whipped cream and cookies.

    Wouldn't boxed sugar free pudding be easier

    Maybe slightly easier because you don’t have to bother heating the mixture and boxed pudding mix uses less ingredients. However, to make your own banana pudding doesn’t involve that much more time. 10 minutes – tops! 

    With boxed pudding mix, you still need to chill the mixture, unless you are using instant pudding.

    Another benefit of making homemade pudding is you are using whole real ingredients (except for the banana flavoring). Boxed sugar-free banana pudding mix can use sweeteners like maltodextrin, Aspartame and Acesulfame Potassium.

    As a pharmacist, I’m aware of the recent studies showing a possible negative affect to the gut microbiome, insulin and blood sugar levels. 

    Preferred sugar-free sweetener

    When it comes to making pudding, the preferred sugar-free sweetener is allulose for two reasons.

    1. Allulose dissolves readily without having to be heated first, especially if you get the powdered form. If you don’t have powdered allulose, just add the granulated form to a blender or food processer and pulse until a powdery consistency forms.
    2. Allulose doesn’t crystalize when heated and cooled like other sugar substitutes can (ie erythritol).

    If you can’t easily get a hold of allulose, you can absolutely substitute for another sugar-free sweetener that measures cup for cup with sugar like a erythritol-monkfruit blend; however, you may need to add a little bit more to achieve the same sweetness level since allulose is about 70% as sweet as table sugar.

    How to use keto banana pudding

    Banana pudding can be enjoyed on it’s own or use it to make one of these:

    • Banana pudding trifle – Add layers of low carb banana pudding, sugar free cookies and whipped cream to form a classic Southern treat.
    • Banana cream pie – Use this recipe to make a sugar free banana filling for a favorite cream pie.

    Need to use up those egg whites??  Try making keto meringues or egg wraps for a lunch wrap.

    A single southern style banana pudding with a spoon holding a bite over the top of the dish. Bananas are in the background.

    Storage information

    Leftover banana pudding can be stored in an airtight container in the refrigerator for up to 7 days.

    If you plan to make the layered banana trifle, these are best served the same day but can be made one day in advance. The
    wafers do get mushy the longer they sit in the pudding and whipped cream.

    Sugar Free Banana Pudding: FAQS

    How can I tell if my pudding mixture is curdling?

    Sometimes you can't tell your pudding has curdled until it's too late. If you forget to temper the eggs and add in all of the hot cream right away, you will get large clumps of scrambled egg in your mixture. However, the clumps can be very small and granular if you heat the pudding too long or too high over the low heat. You might not notice until you go to remove the mixture from the heat.

    Help! My eggs curdled. How can I salvage my pudding?

    Good news is that you don’t have to start over if you pudding curdles. For minor curdling, just use an immersion blender also called a stick blender to break up those little clumps and return the pudding back to a smooth texture. This is the best technique to use if your pudding is already thickened. You could also press the clumping pudding mixture through a fine mesh strainer to remove the clumps but this method should be used before heating the final pudding mixture to thicken it.

    Can I make this pudding dairy free?

    For a dairy free version or if you are trying to limit your calories or fat intake, you could substitute the heavy cream with half canned coconut milk and half almond milk.

    Are bananas keto?

    No, bananas aren't keto friendly. One banana has 27 grams of carbohydrates and more than half of that is sugar. One banana will definitely push you over your daily carb limit of 20 grams per day if you wish to maintain ketosis.

    Nutritional information & Macros

    Nutrition Information

    Sugar Free Banana Pudding

    Servings: 6

    Amount Per Serving
    Calories 365
    Fat 36.2g
    Protein 3.7g
    Total Carbs 13.7g
    Net Carbs 1.7g

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      1. Because there are many methods that you can use to gently heat up eggs so they don’t curdle and setting up a double boiler is just extra steps. You can do that if you want, but gently tempering the eggs with the warmed cream works just as well.

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